Nexo
Nexo Interest Rates
- BTC Bitcoin
- 4%up to 6%Tiered rate for first 1 BTC
- ETH Ethereum
- 5%up to 7%Tiered rate for first: 50 ETH
- XRP Ripple
- 5%up to 7%
- SOL Solana
- 5%up to 7%
- LTC Litecoin
- 5%up to 7%
- DOGE Dogecoin
- 1%up to 3%
- USDC/USDT Stablecoin
- 11%up to 13%
Max Rate Requirements
Lockup terms for 1 month (adds 1%). Loyalty level based upon holdings in NEXO token. Earn max rate by earning all interest in NEXO (adds +2%).
Bonus for new users
Up to $500 USDC with $50,000 deposit in a 3, 6, or 12-month Fixed Term
- Compounding Interest
- Yes
- Payouts
- Daily
- Fees
- Limited free withdrawls per month
- Lockup Period
- None or 1 month
- Founded
- 2017
- Token
- NEXO
- Headquarters
- Switzerland
- Availability
- Worldwide
- custodial
- interest
- lending
- loans
- usdc
- usdt
Nexo Pros
- Good rates for all coins deposited
- Popular platform
- 1-5 free withdrawal per month depending on loyalty tier
Nexo Cons
- $5,000 minimum deposit
- Best rates require earning in NEXO token
Nexo Review
Nexo is one of the most popular crypto interest account platforms, with Nexo Earn.
In late 2024, Nexo rebranded itself as a "digital assets wealth platform," shifting focus from general crypto lending to serving affluent clients with tailored wealth management services. A minimum of $5,000 USD worth of assets is required to use its Savings products.
Nexo offers a crypto credit card, competitive crypto interest rates, and does not require lock-up periods, although you can earn an additional 1% with a 1-month term lock up (optional and manual process that needs to be renewed each month).
Nexo pays interest for popular altcoins like Solana (SOL), Ripple (XRP), Avalanche (AVAX), Sonic (S) and Polygon (MATIC).
Is Nexo available in the US?
Nexo has reopened to US-based customers with its crypto savings/earn accounts. See other crypto interest account platforms available in the US.
How are Nexo rates determined?
Nexo introduced balance limits and variable interest rates depending on:
- your loyalty tier (the amount of Nexo tokens in your account)
- type of interest paid out (in kind or in Nexo tokens, which gains more)
- type of savings term (flexible or fixed, which gains more)
Nexo FAQ
Does Nexo pay compound interest?
Yes, Nexo pays compound interest.
How often do you receive payouts at Nexo?
Daily.
Where is the Nexo headquartered/located?
Nexo is located in Switzerland.
Where is Nexo available (what countries is Nexo available)?
Worldwide.
When was Nexo founded?
Nexo was founded in 2017.
Is Nexo available in the USA?
Yes, Nexo is available in the USA.
Does Nexo pay interest on Bitcoin?
Yes, Nexo pays 4% interest on Bitcoin.
Does Nexo pay interest on Ethereum?
Yes, Nexo pays 5% interest on Ethereum.
Does Nexo pay interest on Dogecoin?
Yes, Nexo pays 1% interest on Dogecoin.
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