Nexo

Bitcoin IRA vs Ledn

Bitcoin IRA Logo

Bitcoin IRA

Bitcoin IRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement period required).

Ledn Logo

Ledn

Ledn pays interest for crypto on its Growth Accounts for BTC, ETH, USDC and USDT.

Platform
Bitcoin IRA Platform
Ledn Platform
Website
Bonus
Token
Founded
2015
2018
Headquarters
Sherman Oaks, CA
Ontario, Wyoming
Availability
Worldwide
Worldwide, excluding US and Canada

Cryptocurrency Rates

BTC Rate
2%
2.25%
BTC Max
ETH Rate
2%
3.5%
ETH Max
LTC Rate
LTC Max
DOGE Rate
DOGE Max
Stablecoin Rate
9.5%
Stablecoin Max

Fees & Financial

Compounding
Yes
No
Payouts
Monthly
Monthly
Fees
Yes
Yes
Lockup
None
None
Maker Fee
Taker Fee
Bitcoin IRA Logo

Bitcoin IRA Pros

    • Traditional retirement account tax benefits

Bitcoin IRA Cons

    • Requires 10k deposit minimum
Ledn Logo

Ledn Pros

    • No minimum
    • No lockup terms

Ledn Cons

    • Tiered interest rates

Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether