Bitcoin Interest Rates
Maximize your earnings and boost your crypto investment by comparing Bitcoin interest rates. Learn where and how to earn interest on Bitcoin.
Best Bitcoin Interest Rates (APR/APY)
Sorted by best Bitcoin interest rate.
| Platform | Base BTC Rate | Max BTC Rate |
|---|---|---|
|
15% | |
|
8% | |
|
8% | |
|
7% | |
|
6% | |
|
5% | |
|
3% | 4% |
|
3% | 7% |
|
2.5% | 5% |
|
2.25% | |
|
2.05% | |
|
2% | |
|
2% | |
|
1.98% | |
|
1.5% | 1.9% |
|
1.5% | 5% |
|
1.3% | 2.3% |
|
1% | 3% |
|
1% | |
|
1% | 28% |
|
0.8% | 1.2% |
|
0.6% | 2.6% |
|
0.5% | 4% |
|
0.3% | |
|
0.28% | |
|
0.2% | 5% |
|
0.15% | |
|
0.1% | 4.1% |
|
0.06% | 3% |
Best Bitcoin Interest Rates
How to Earn Interest on Bitcoin
The simplest way to earn the maximum yield on your Bitcoin is to compare the interest rates of lending platforms. Our website makes this easy to do.
Bitcoin interest rates are constantly changing, and these platforms compete for your business. Don’t miss out on these incentives. They are a great way to earn additional money just for testing out a new account or platform!
It’s up to you to make the most of your Bitcoin. To do that, we highly recommend you keep an eye on interest rates on lending platforms.
Read the WSJ article about crypto interest accounts: they state “if you aren’t troubled by the extraordinary volatility of virtual money, you might as well earn some interest on it.“
Interest-generating Bitcoin Savings Accounts
Coin Interest Rate helps you compare the bitcoin interest rates by platform. Therefore, we track the top BTC savings account platforms (see comparison chart above) by their current interest rates (APY if they compound interest, APR if they don’t) and all the vital details so you can select the best one (including deposit terms and withdrawal fees).
Bitcoin Savings and Interest Accounts
Interest-bearing crypto accounts are a great way to hold long-term and generate constant yield without any work on your end. Just keep the funds in the account, and enjoy the interest rewards.
Typically, high interest rates can be beneficial for both savers and borrowers, depending on your specific financial goals. Here are several reasons why high interest rates are considered a good thing:
For Holders and Investors
- Higher Returns on Savings: Higher interest rates offer better returns on their deposits over time. This encourages saving, as individuals earn more from their existing holdings and can watch them grow without making any financial moves or trades.
- Incentive for Investing: Higher interest rates can make certain investments more attractive, typically as investors are looking for positive returns.
About Bitcoin
Bitcoin, the first and most widely recognized cryptocurrency, was by an anonymous entity known as Satoshi Nakamoto. Bitcoin is now a significant financial asset, with many individuals choosing to hold it for the long term. This strategy, often referred to as “HODLing” (an intentional misspelling), underscores the belief in Bitcoin’s long-term value proposition.
To summarize, this makes Bitcoin appealing to investors due to a combination of its technology, limited supply, increasing adoption, uncorrelation to the stock market and potential as a hedge against inflation.
About Coin Interest Rate
Coin Interest Rate ranks and compares the best crypto lending/savings/interest account platforms so you earn the best rates on your Bitcoin, ETH, and Stablecoins.