Crypto.com Interest Rates and Review

Crypto.com Review

Crypto.com, sometimes referred to as CDC, is a popular crypto interest account platform with many services like the Crypto.com Card and CRO, the Crypto.com token.

Crypto.com (CDC) Referral Code

Enter hmbqqfpsej during sign-up.

Crypto.com Earn Account

Earn interest on 21+ crypto and stablecoins, in 2 account types: standard and private. Private members earn an additional 2% in rewards in CRO, the apps native token. Interest rates are significantly impacted by the amount of CRO tokens you stake in your account.

Flexible, 1 month or 3 months lockup terms are available.

Tiered Earn Rates (Crypto.com Tier 1 and Tier 2)

Crypto.com has a tiered Rewards Structure (for all earn allocations, excluding USDC):

Tier 1 (Full Rate):
- Earn full rewards for allocations up to $3,000.
- This tier is filled first, based on the value of your cryptocurrency at the time of allocation.
Tier 2 (0.5x Rate):
- After Tier 1 is filled, the next $27,000 in allocations earns half the Tier 1 rate.
Tier 3 (0.3x Rate):
- Once Tiers 1 and 2 (totaling $30,000) are filled, further allocations earn 30% of the Tier 2 rate.

Crypto.com Earn Plus

A simpler, easier to understand earn account is now available, however it only supports USDT and USDC and at a very low rate of 0.4% and 0.5%, respectively.