Phemex

Bitcoin IRA vs Nexo

Bitcoin IRA Logo

Bitcoin IRA

Bitcoin IRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement period required).

Nexo Logo

Nexo

Nexo is one of the most popular crypto interest account platforms, with Nexo Earn. Nexo offers a crypto credit card, competitive crypto interest rates, and does not require lock-up periods, although you can earn an additional 1% with a 1-month ter...

Platform
Bitcoin IRA Platform
Nexo Platform
Website
Bonus
Up to $500 USDC with $50,000 deposit in a 3, 6, or 12-month Fixed Term
Token
NEXO
Founded
2015
2017
Headquarters
Sherman Oaks, CA
London, UK
Availability
Worldwide
Worldwide (excluding US and Canada)

Cryptocurrency Rates

BTC Rate
2%
4%
BTC Max
6%
ETH Rate
2%
5%
ETH Max
7%
LTC Rate
5%
LTC Max
7%
DOGE Rate
1%
DOGE Max
3%
Stablecoin Rate
11%
Stablecoin Max
13%

Fees & Financial

Compounding
Yes
Yes
Payouts
Monthly
Daily
Fees
Yes
Limited free withdrawls per month
Lockup
None
None or 1 month
Maker Fee
Taker Fee
Bitcoin IRA Logo

Bitcoin IRA Pros

    • Traditional retirement account tax benefits

Bitcoin IRA Cons

    • Requires 10k deposit minimum
Nexo Logo

Nexo Pros

    • Fair rates for all coins deposited
    • Popular platform
    • 1-5 free withdrawal per month depending on loyalty tier

Nexo Cons

    • Not available in the US
    • Hard to know exactly the rate you are earning

Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether