Nexo

Bitcoin IRA vs Nexo

Bitcoin IRA Logo

Bitcoin IRA

Bitcoin IRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement period required).

Nexo Logo

Nexo

Nexo is one of the most popular crypto interest account platforms, with Nexo Earn. Nexo offers a crypto credit card, competitive crypto interest rates, and does not require lock-up periods, although you can earn an additional 1% with a 1-month ter...

Platform
Bitcoin IRA Platform
Nexo Platform
Website
Bonus
Up to $500 USDC with $50,000 deposit in a 3, 6, or 12-month Fixed Term
Token
NEXO
Founded
2015
2017
Headquarters
Sherman Oaks, CA
London, UK
Availability
Worldwide
Worldwide (excluding US and Canada)

Cryptocurrency Rates

BTC Rate
2%
4%
BTC Max
6%
ETH Rate
2%
5%
ETH Max
7%
LTC Rate
5%
LTC Max
7%
DOGE Rate
1%
DOGE Max
3%
Stablecoin Rate
6%
11%
Stablecoin Max
13%

Fees & Financial

Compounding
Yes
Yes
Payouts
Monthly
Daily
Fees
Yes
Limited free withdrawls per month
Lockup
None
None or 1 month
Maker Fee
Taker Fee
Bitcoin IRA Logo

Bitcoin IRA Pros

    • Traditional retirement account tax benefits

Bitcoin IRA Cons

    • Requires 10k deposit minimum
Nexo Logo

Nexo Pros

    • Fair rates for all coins deposited
    • Popular platform
    • 1-5 free withdrawal per month depending on loyalty tier

Nexo Cons

    • Not available in the US
    • Hard to know exactly the rate you are earning