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Bitcoin IRA vs River

Bitcoin IRA Logo

Bitcoin IRA

Bitcoin IRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement period required).

River Logo

River

River is a Bitcoin-focused savings platform. You can buy and hold BTC alongside traditional USD deposits. It serves only customers in the US. Earn Bitcoin on USD deposits Uniquely, River offers a traditional style savings account (FDIC insured)...

Platform
Bitcoin IRA Platform
River Platform
Website
Bonus
Earn up to $100 in BTC
Token
Founded
2015
2019
Headquarters
Sherman Oaks, CA
USA
Availability
Worldwide
US only, excluding NY and NV

Cryptocurrency Rates

BTC Rate
2%
BTC Max
ETH Rate
2%
ETH Max
LTC Rate
LTC Max
DOGE Rate
DOGE Max
Stablecoin Rate
Stablecoin Max

Fees & Financial

Compounding
Yes
No
Payouts
Monthly
Monthly
Fees
Yes
None
Lockup
None
Maker Fee
Taker Fee
Bitcoin IRA Logo

Bitcoin IRA Pros

    • Traditional retirement account tax benefits

Bitcoin IRA Cons

    • Requires 10k deposit minimum
River Logo

River Pros

No pros listed

River Cons

No cons listed


Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether