Phemex

Coinbase vs YouHodler

Coinbase Logo

Coinbase

Coinbase is one of the most popular centralized crypto exchanges. Coinbase Earn is Coinbase's interest-bearing product. They offer staking-as-a-service on supported assets and, more specifically, interest on USDC (Circle), ETH and SOL. Coinbase...

YouHodler Logo

YouHodler

YouHodler offers crypto saving accounts (Yield Account) for 30+ coins, including Bitcoin (BTC), Ripple (XRP), Binance Coin (BNB), Cardano (ADA) and a variety of stablecoins like Tether (USDT), TrueUSD (TUSD), Paxos (PAX) and USD Coin (USDC).

Platform
Coinbase Platform
YouHodler Platform
Website
Bonus
Get $20 after first trade
Token
Founded
2012
2018
Headquarters
Wilmington, DE
Switzerland, Cyprus
Availability
100+ countries
Not available in the US, Canada

Cryptocurrency Rates

BTC Rate
7%
BTC Max
ETH Rate
2.01%
7%
ETH Max
LTC Rate
11%
LTC Max
DOGE Rate
7%
DOGE Max
Stablecoin Rate
4.1%
10%
Stablecoin Max

Fees & Financial

Compounding
No
Yes
Payouts
Varies
Weekly
Fees
Yes
Yes
Lockup
None
None
Maker Fee
0.5
Taker Fee
0.5
Coinbase Logo

Coinbase Pros

    • Full exchange functionality
    • Popular, highly trusted
    • Publicly traded company

Coinbase Cons

YouHodler Logo

YouHodler Pros

    • Good interest rates with compounding interest
    • No lockups
    • Wide coin support

YouHodler Cons

    • Not available in the US
    • Better rates require heavy trading volumes
    • No signup bonus

Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether