Phemex

M2 vs Bitcoin IRA

M2 Logo

M2

M2 is a crypto exchange and crypto interest account platform. It pays interest on BTC, USDT, ETH, SOL, DOGE and other altcoins. Choose an Earn Plan You will see three earning plans: Flexible, Fixed, and Custom. Choose the plan that best ...

Bitcoin IRA Logo

Bitcoin IRA

Bitcoin IRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement period required).

Platform
M2 Platform
Bitcoin IRA Platform
Website
Bonus
Token
MMX
Founded
2023
2015
Headquarters
UAE
Sherman Oaks, CA
Availability
Not available in the US
Worldwide

Cryptocurrency Rates

BTC Rate
3.5%
2%
BTC Max
6.5%
ETH Rate
3.5%
2%
ETH Max
6%
LTC Rate
LTC Max
DOGE Rate
3.5%
DOGE Max
Stablecoin Rate
9%
Stablecoin Max
13%

Fees & Financial

Compounding
Yes
Yes
Payouts
Daily (must be redeemed)
Monthly
Fees
Yes
Yes
Lockup
30-360 days
None
Maker Fee
0.1
Taker Fee
0.1
M2 Logo

M2 Pros

    • Competitive interest rates

M2 Cons

    • Lockup required for best rates
    • Earnings must be ‘redeemed’
Bitcoin IRA Logo

Bitcoin IRA Pros

    • Traditional retirement account tax benefits

Bitcoin IRA Cons

    • Requires 10k deposit minimum

Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether