Nexo

Nexo vs WhiteBIT

Nexo Logo

Nexo

Nexo is one of the most popular crypto interest account platforms, with Nexo Earn. Nexo offers a crypto credit card, competitive crypto interest rates, and does not require lock-up periods, although you can earn an additional 1% with a 1-month ter...

WhiteBIT Logo

WhiteBIT

WhiteBIT is a popular crypto exchange with a lending product called Whitebit Crypto Lending. Crypto Lending at WhiteBIT

Platform
Nexo Platform
WhiteBIT Platform
Website
Bonus
Up to $500 USDC with $50,000 deposit in a 3, 6, or 12-month Fixed Term
Token
NEXO
Founded
2017
2018
Headquarters
London, UK
Estonia
Availability
Worldwide (excluding US and Canada)
Worldwide

Cryptocurrency Rates

BTC Rate
4%
0.23%
BTC Max
6%
17.39%
ETH Rate
5%
0.23%
ETH Max
7%
17.39%
LTC Rate
5%
1.01%
LTC Max
7%
17.39%
DOGE Rate
1%
1.01%
DOGE Max
3%
17.39%
Stablecoin Rate
11%
0.25%
Stablecoin Max
13%
18.64%

Fees & Financial

Compounding
Yes
No
Payouts
Daily
Fees
Limited free withdrawls per month
Lockup
None or 1 month
10-360 days
Maker Fee
0.1
Taker Fee
0.1
Nexo Logo

Nexo Pros

    • Fair rates for all coins deposited
    • Popular platform
    • 1-5 free withdrawal per month depending on loyalty tier

Nexo Cons

    • Not available in the US
    • Hard to know exactly the rate you are earning
WhiteBIT Logo

WhiteBIT Pros

    • Great rates for most coins if you lockup for 360 days
    • Full exchange services
    • Wide variety of coins supported

WhiteBIT Cons

    • Rates vary often
    • Most coins require 10 day lockup minimum, some require 30 days