Phemex

River vs M2

River Logo

River

River is a Bitcoin-focused savings platform. You can buy and hold BTC alongside traditional USD deposits. It serves only customers in the US. Earn Bitcoin on USD deposits Uniquely, River offers a traditional style savings account (FDIC insured)...

M2 Logo

M2

M2 is a crypto exchange and crypto interest account platform. It pays interest on BTC, USDT, ETH, SOL, DOGE and other altcoins. Choose an Earn Plan You will see three earning plans: Flexible, Fixed, and Custom. Choose the plan that best ...

Platform
River Platform
M2 Platform
Website
Bonus
Earn up to $100 in BTC
Token
MMX
Founded
2019
2023
Headquarters
USA
UAE
Availability
US only, excluding NY and NV
Not available in the US

Cryptocurrency Rates

BTC Rate
3.5%
BTC Max
6.5%
ETH Rate
3.5%
ETH Max
6%
LTC Rate
LTC Max
DOGE Rate
3.5%
DOGE Max
Stablecoin Rate
9%
Stablecoin Max
13%

Fees & Financial

Compounding
No
Yes
Payouts
Monthly
Daily (must be redeemed)
Fees
None
Yes
Lockup
30-360 days
Maker Fee
0.1
Taker Fee
0.1
River Logo

River Pros

No pros listed

River Cons

No cons listed

M2 Logo

M2 Pros

    • Competitive interest rates

M2 Cons

    • Lockup required for best rates
    • Earnings must be ‘redeemed’

Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether