WhiteBIT vs Bitcoin IRA

WhiteBIT Logo

WhiteBIT

WhiteBIT is a popular crypto exchange with a lending product called Whitebit Crypto Lending. Crypto Lending at WhiteBIT

Bitcoin IRA Logo

Bitcoin IRA

Bitcoin IRA is a retirement-focused IRA account powered by Bitcoin, Ether and USD. Monthly payouts, low minimums and no lockup period (5-day settlement period required).

Platform
WhiteBIT Platform
Bitcoin IRA Platform
Website
Bonus
Token
Founded
2018
2015
Headquarters
Estonia
Sherman Oaks, CA
Availability
Worldwide
Worldwide

Cryptocurrency Rates

BTC Rate
1%
2%
BTC Max
28%
ETH Rate
0.4%
2%
ETH Max
28%
LTC Rate
0.4%
LTC Max
28%
DOGE Rate
1%
DOGE Max
28%
Stablecoin Rate
1%
6%
Stablecoin Max
30%

Fees & Financial

Compounding
No
Yes
Payouts
Monthly
Fees
Yes
Lockup
10-360 days
None
Maker Fee
0.1
Taker Fee
0.1
WhiteBIT Logo

WhiteBIT Pros

    • Incredible rates for most coins if you lockup for 360 days
    • Full exchange services
    • Wide variety of coins

WhiteBIT Cons

    • Rates vary depending on plan
    • Most coins require 10 day lockup minimum, some require 30 days
Bitcoin IRA Logo

Bitcoin IRA Pros

    • Traditional retirement account tax benefits

Bitcoin IRA Cons

    • Requires 10k deposit minimum