Phemex

WhiteBIT vs YouHodler

WhiteBIT Logo

WhiteBIT

WhiteBIT is a popular crypto exchange with a lending product called Whitebit Crypto Lending. Crypto Lending at WhiteBIT

YouHodler Logo

YouHodler

YouHodler offers crypto saving accounts (Yield Account) for 30+ coins, including Bitcoin (BTC), Ripple (XRP), Binance Coin (BNB), Cardano (ADA) and a variety of stablecoins like Tether (USDT), TrueUSD (TUSD), Paxos (PAX) and USD Coin (USDC).

Platform
WhiteBIT Platform
YouHodler Platform
Website
Bonus
Token
Founded
2018
2018
Headquarters
Estonia
Switzerland, Cyprus
Availability
Worldwide
Not available in the US, Canada

Cryptocurrency Rates

BTC Rate
0.23%
7%
BTC Max
17.39%
ETH Rate
0.23%
7%
ETH Max
17.39%
LTC Rate
1.01%
11%
LTC Max
17.39%
DOGE Rate
1.01%
7%
DOGE Max
17.39%
Stablecoin Rate
0.25%
10%
Stablecoin Max
18.64%

Fees & Financial

Compounding
No
Yes
Payouts
Weekly
Fees
Yes
Lockup
10-360 days
None
Maker Fee
0.1
Taker Fee
0.1
WhiteBIT Logo

WhiteBIT Pros

    • Great rates for most coins if you lockup for 360 days
    • Full exchange services
    • Wide variety of coins supported

WhiteBIT Cons

    • Rates vary often
    • Most coins require 10 day lockup minimum, some require 30 days
YouHodler Logo

YouHodler Pros

    • Good interest rates with compounding interest
    • No lockups
    • Wide coin support

YouHodler Cons

    • Not available in the US
    • Better rates require heavy trading volumes
    • No signup bonus