Nexo

YouHodler vs WhiteBIT

YouHodler Logo

YouHodler

YouHodler offers crypto saving accounts (Yield Account) for 30+ coins, including Bitcoin (BTC), Ripple (XRP), Binance Coin (BNB), Cardano (ADA) and a variety of stablecoins like Tether (USDT), TrueUSD (TUSD), Paxos (PAX) and USD Coin (USDC).

WhiteBIT Logo

WhiteBIT

WhiteBIT is a popular crypto exchange with a lending product called Whitebit Crypto Lending. Crypto Lending at WhiteBIT

Platform
YouHodler Platform
WhiteBIT Platform
Website
Bonus
Token
Founded
2018
2018
Headquarters
Switzerland, Cyprus
Estonia
Availability
Not available in the US, Canada
Worldwide

Cryptocurrency Rates

BTC Rate
7%
0.23%
BTC Max
17.39%
ETH Rate
7%
0.23%
ETH Max
17.39%
LTC Rate
11%
1.01%
LTC Max
17.39%
DOGE Rate
7%
1.01%
DOGE Max
17.39%
Stablecoin Rate
10%
0.25%
Stablecoin Max
18.64%

Fees & Financial

Compounding
Yes
No
Payouts
Weekly
Fees
Yes
Lockup
None
10-360 days
Maker Fee
0.1
Taker Fee
0.1
YouHodler Logo

YouHodler Pros

    • Good interest rates with compounding interest
    • No lockups
    • Wide coin support

YouHodler Cons

    • Not available in the US
    • Better rates require heavy trading volumes
    • No signup bonus
WhiteBIT Logo

WhiteBIT Pros

    • Great rates for most coins if you lockup for 360 days
    • Full exchange services
    • Wide variety of coins supported

WhiteBIT Cons

    • Rates vary often
    • Most coins require 10 day lockup minimum, some require 30 days

Earn Interest on Crypto

Bitcoin logo BTC Bitcoin Ethereum logo ETH Ethereum Solana logo SOL Solana Ripple logo XRP Ripple Litecoin logo LTC Litecoin Dogecoin logo DOGE Dogecoin Circle logo USDC Circle Tether logo USDT Tether