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SoFi’s launch of SoFiUSD marks a notable moment in the adoption of stablecoins, not because it comes from a fintech startup, but because it comes from a nationally chartered bank. Issued by SoFi Bank, N.A., SoFiUSD represents one of the clearest examples yet of a traditional bank embracing stablecoins at scale. SoFiUSD launched on Ethereum…
Crypto savings accounts have become a popular service among crypto holders as a way to earn passive income on their digital assets without doing much beyond depositing funds. These savings accounts offer an easy way to store cryptocurrency and earn interest on it. What is a crypto savings account? Crypto savings account are typically hosted…
Exclusive Promo Code: Save 10% with promo code cir10 Cypherock X1 is a next-generation hardware wallet that solves one of crypto’s biggest problems: seed phrase vulnerability. Instead of storing your private key in one place, the X1 cryptographically splits it into 5 parts using Shamir Secret Sharing. Your crypto stays secure even if you lose…
Circle’s newly announced Arc layer-1 blockchain is positioning itself as a settlement layer for the next generation of global finance. While its architecture supports a wide array of tokenized assets, the immediate spotlight is on USYC — Circle’s regulated, yield-bearing stablecoin backed by short-duration U.S. Treasuries. The combination of USYC and Arc’s design could redefine…
The crypto landscape has never moved faster — and keeping up with the best yield opportunities can feel like a full-time job. Enter agentic AI crypto yield services: autonomous, AI-powered financial managers that scan the market, allocate funds, and optimize returns automatically. In 2025, a new generation of AI DeFi platforms is making passive crypto…
In July 2025, SEC Chair Paul Atkins unveiled “Project Crypto,” a groundbreaking initiative designed to reframe how digital assets are treated by U.S. regulators. With this announcement, the door opened wide for U.S. residents to safely access interest-bearing crypto products—staking, lending, and tokenized yield—all within a legally sound and innovation-friendly environment. Why This Moment Matters Until…
Coin Interest Rate tracks crypto interest, reward and staking rates across leading crypto platforms, including interest accounts, lending programs and crypto exchanges.
Coin Interest Rate compares platforms on what matters: rates, supported assets, fees and features. Platforms cannot pay to rank higher; ordering is driven by rates and user-selected filters only.
Since 2020, the site has tracked and reviewed hundreds of crypto platforms through multiple market cycles and updating rates as they change. Information on each listing show geography restrictions, promotions, and any limitations so you can make informed decisions. Our links may include referral or partner offers, but these do not influence rankings. We reserve the editorial right to exclude platforms from certain lists.
Coin Interest Rate is read by over 10,000 users every month who want an unbiased view of where to earn the best yields on BTC, ETH, and stablecoins.
At Coin Interest Rate, we assess crypto platforms with a consistent, data-driven approach to help you find the best places to earn yield on your digital assets. Our evaluations focus on rates and how they’re actually applied, so you can confidently compare platforms and understand what you may earn in real terms.
We list each platform based on key factors that impact yield:
We standardize comparisons as much as possible across platforms by using the published rates for each supported asset and reviewing the terms required. Max rates may be listed, but only when the requirements, fees, and access constraints are clearly disclosed.
When a platform uses tiers, caps or other limitations, we list those conditions so you can understand where the rate applies and where it doesn’t.
Our goal is to make crypto platforms easier to compare and more transparent. We focus on clarity, consistency and rate focused rankings, so you can evaluate platforms based on the rates you can reasonably expect to earn - along with the conditions required to earn them.
Stablecoins: Tether (USDT) and Circle (USDC) typically offer 3-15% APY due to their stability and use as a medium of exchange.
Ethereum (ETH): Earn competitive rates 1-4% APY through staking and lending opportunities.
You can find additonal crypto interest rates at CeFi Rates – Compare Crypto Interest Accounts.
Looking for regulated platforms that accept US-based investors? We’ve got you covered. Find the best regulated options to earn interest on your crypto assets.
Stablecoins like Tether (USDT) and Circle (USDC) offer some of the best interest rates, usually between 3-15%. This is because they are backed by bonds that yield the issuers and are useful as a medium of exchange. Ethereum (ETH) also earns decent interest around 4-5%, since it is used as collateral in lending markets and offers native staking. The key is to compare interest rates across different decentralized and centralized exchanges. Stablecoins offer the best returns overall, but Ethereum and select altcoins can also produce good crypto interest rates.
