Compare Crypto Interest Rates

At Coin Interest Rate, we assess crypto platforms with a consistent, data-driven approach to help you find the best places to earn yield on your digital assets. Our evaluations focus on rates and how they’re actually applied, so you can confidently compare platforms and understand what you may earn in real terms.

We list each platform based on key factors that impact yield:

• Base rates – The standard yield offered for a given asset (before any bonuses or conditions).
• Tiered rates – Whether rates change based on deposit size, loyalty levels, or other thresholds.
• Lockup terms – Whether you must lock funds for a fixed period to earn the advertised rate, and how terms affect APY.
• Compounding and payout frequency – How often earnings are paid and whether yields compound.
• Promotional or bonus rates – Temporary boosts, limited-time offers, or rewards are not included in our base/max rates.
• Supported assets and eligibility – Which coins qualify, plus any geographic or product restrictions.
• Fees and penalties – Costs that reduce effective yield, such as withdrawal fees, early-unlock penalties, or exchange/swap fees.
• Liquidity and access – How easily you can withdraw or move funds, including any delays, limits, or lockups.

We standardize comparisons as much as possible across platforms by using the published rates for each supported asset and reviewing the terms required. Max rates may be listed, but only when the requirements, fees, and access constraints are clearly disclosed.

When a platform uses tiers, caps or other limitations, we list those conditions so you can understand where the rate applies and where it doesn’t.

Our goal is to make crypto platforms easier to compare and more transparent. We focus on clarity, consistency and rate focused rankings, so you can evaluate platforms based on the rates you can reasonably expect to earn - along with the conditions required to earn them.

Earn the Best Crypto Rates

Stablecoins: Tether (USDT) and Circle (USDC) typically offer 3-15% APY due to their stability and use as a medium of exchange.

Ethereum (ETH): Earn competitive rates 1-4% APY through staking and lending opportunities.

You can find additonal crypto interest rates at CeFi Rates – Compare Crypto Interest Accounts.

For USA Users

Looking for regulated platforms that accept US-based investors? We’ve got you covered. Find the best regulated options to earn on your crypto assets.

Best Reward Earning Crypto

Stablecoins like Tether (USDT) and Circle (USDC) offer some of the best reward rates, usually between 3-15%. This is because they are backed by bonds that yield the issuers and are useful as a medium of exchange. Ethereum (ETH) also earns decent rewards around 4-5%, since it is used as collateral in lending markets and offers native staking. The key is to compare reward rates across different decentralized and centralized exchanges. Stablecoins offer the best returns overall, but Ethereum and select altcoins can also produce good crypto interest rates.