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Bitcoin Savings Accounts

Explore and compare services offering savings accounts for Bitcoin. Find the best APY rates to grow your BTC.

Looking to earn interest on your Bitcoin? We help you discover and compare different platforms that offer savings accounts, letting you find the best option for your needs.

Checklist: How to choose a BTC account

  • Compare APY & Tiers Ensure the best rate applies to your deposited funds.
  • Check Withdrawal Terms Decide between flexible accounts (withdraw anytime) or fixed lock-ups (higher rates but less liquid).
  • Platform Rsearch Look for platforms with a solid track record and understand how they generate yield.
  • Watch for Fees Check for withdrawal fees or gas fees that might eat into your earned interest.

Top Rates for Bitcoin

Sorted by highest APY

18 Platforms

Annual Reward Rate

15% APY

Founded

2022

Availability

Worldwide

Annual Reward Rate

12% APY

Founded

2021

Availability

Worldwide

Annual Reward Rate

7% APY
DOWN

Founded

2017

Availability

Worldwide (services limited in the US)

Annual Reward Rate

4% APY
DOWN

Founded

2017

Availability

Worldwide

Annual Reward Rate

4% APY

Founded

2018

Availability

Not available in the US, Canada

Annual Reward Rate

3.5% APY

Founded

2014

Availability

UK, Europe and Latin America

Annual Reward Rate

2% APY
STEADY

Founded

2015

Availability

Worldwide

Annual Reward Rate

1.99% APY

Founded

2024

Availability

Worldwide

Annual Reward Rate

1.98% APY

Founded

2012

Availability

Worldwide, excluding US

Annual Reward Rate

1.8% APY

Founded

2017

Availability

Worldwide

Annual Reward Rate

1% APY
UP

Founded

2019

Availability

Worldwide

Annual Reward Rate

0.3% APY

Founded

2020

Availability

Worldwide

Annual Reward Rate

0.23% APY
DOWN

Founded

2018

Availability

Worldwide

Annual Reward Rate

0.2% APY
STEADY

Founded

2016

Availability

Worldwide, all US states except NY

Annual Reward Rate

0.15% APY
STEADY

Founded

2011

Availability

Worldwide

Annual Reward Rate

0.1% APY

Founded

2025

Availability

Worldwide

Annual Reward Rate

0.05% APY

Founded

2018

Availability

EU only

Annual Reward Rate

0.03% APY

Founded

2022

Availability

Worldwide (lending unavailable in US, a few states restricted)

Disclaimer: APY rates are subject to change by the platforms. Always do your own research before depositing funds.


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